Browsing the "Q&A" Category →

Question: I have a diabetes and two bad knees.  It is difficult for me to climb stairs and it’s a struggle to walk some days. A friend of mine told me I should apply for the...

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Question: I am turning 60 next year, retiring and I will be receiving a pension from my employer.  I understand that I’m also able to start receiving CPP early.  To further complicate my decision, I am...

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Question: I was reading an article about a new US law that will force out of state retailers to collect sales tax when selling to the 46 states that charge sales tax.  I sell my products...

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Question and Answers

Questions and Answers – Selling a home

April 22, 2013 | 0 Comments

Question: I got married a couple years ago and we moved in together soon after.  We both owned a home and we (she) decided we would sell mine.  It wasn’t selling at the price I wanted...

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Question: I work for a contractor and I install drywall.   I work specific hours and on specific jobs but I am paid as if I am self-employed.  I do provide my own tools but I...

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Question: I am self-employed.  I subcontract out to a shipping company where each day I use my personal vehicle to deliver parcels.  I was talking to other subcontractors, who work for the same company, and I’ve gotten some conflicting advice. ...

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Question: A friend asked me if he should take a loan against his RRSP’s, as a way to pay off some credit card debt.  If he’s not physically withdrawing the RRSP’s, isn’t that a good idea?...

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Question and Answers

Questions and Answers – Incorporating

March 2, 2013 | 0 Comments

Question: A friend told me that I should incorporate my business.  Should I and isn’t it expensive?   Answer: As this is a common question, I created a brochure for clients to hopefully help them with the decision (see pic below). ...

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